No Time? No Money? No Problem! How You Can Get Cash App With a Zero-Dollar Budget

Cash App has been described as a "grease-fingered cousin" of Venmo. Think of it as a simple payment app, but for everything! It doesn't require your credit card number and is available on both Apple and Android.

The payment tool can send money to anyone in your contacts, and you don't even have to transfer money into the app to use it, either. Just find someone you want to pay, send the person a message with the amount you want to send, and you'll be able to pay them immediately.

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If the thought of getting money back from a transaction makes you a little queasy, here are a few ideas to keep your exchanges going smoothly.